Common questions people ask before comparing life insurance options.
It depends on your goals. Term life is often used for affordable temporary protection, while whole life is designed for permanent coverage.
A common starting point is income replacement, debts, mortgage, children’s needs, and future expenses.
Usually, yes. Term life often has lower starting costs because it covers a set period of time.
Some policies may offer no-exam options, depending on age, health, coverage amount, and carrier rules.
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